2026 Employment Insurance Premium Rate Confirmed

On September 12, 2025, the Canada Employment Insurance Commission announced the new Employment Insurance (EI) premium rates and maximum insurable earnings (MIE) for 2026 as follows: 

  • The MIE will increase from $65,700 to $68,900; 
  • The EI premium rate (outside Quebec) will decrease from 1.64% to 1.63%, while the employer rate will drop from 2.30% to 2.28%; and. 
  • The EI premium rate (within Quebec) will decrease from 1.31% to 1.30%, while the employer rate will drop from 1.83% to 1.82%. 

Employers should: 

  • Stay informed about the updated EI rates 2026 to ensure financial planning and compliance; 
  • Review and adjust budgets to account for the new EI rates, as they will affect payroll calculations; 
  • Ensure payroll systems and software are updated to incorporate the revised EI premium rates and maximum insurable earnings; 
  • Ensure accurate EI deductions for employees to prevent payroll errors; and 
  • Ensure accurate EI premiums for employers to prevent remittance errors. 


 

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